“Where can I load my Netspend Card” {Discuss Various Ways}

“Where can I load my Netspend Card” {Discuss Various Ways}

Many people have a query related to “Where can I load my Netspend card”. Read the complete information mentioned in this guide if you are among them. It is a global payment company that offers a prepaid debit card. Using the card, you can make purchases online. To use this card, a bank account is not required.

However, to open an account on Netspend it hardly takes a couple of minutes. For this, no minimum deposit is required. You can use this card for online purchases, paying bills or sending money to friends or family members, once you have added money to your accounts.  

To reload your card, Netspend offers various options that include mobile check deposit, and direct deposit. For reloading the card you must know the several ways that will help you in planning ahead and also ensure that funds are available in your account whenever you require. Go through it as here we discussed each method in detail.


Where can I load my Netspend card?

For reloading your Netspend card there are multiple options including in-person cash reloads at specific locations. You may know that for reloads some locations may incur a charge. To know the nearby location, you are asked to enter your zip code in Netspend’s online location finder. Once you do so, some closest locations will appear on your screen along with the fee:

Reload location Reload fee
7-Eleven $3.95
Circle K $3.95
Walmart $3.74
Currency Exchange $2.00
Check’n Go   No fee


Other options for reloading the Netspend card 

In addition to the above options, there are several electronic options offered by Netspend for reloading your account. Among all, some of the options require a card’s account and routing number as they function similarly to traditional bank accounts. 

Wire Transfer 

Through Western Union, you can get a wire transfer to your Netspend card. Until the time of the transaction, fees can vary and cannot be calculated. This feature is available only on some Netspend cards. To see if the feature is available for you, you can check your account.  

Direct Deposit  

From the following sources, the Direct Deposits can come:

  • Pensions
  • Tax refunds 
  • Veterans’ benefits 
  • Social security benefits 
  • Government disability benefits or workers’ compensation 
  • Work paychecks 
  • Supplemental Security Income 


Mobile Check Load 

You can use the Netspend Mobile App to snap a photo of your check using a phone if you have a physical check to deposit. You need to select the option “Mobile Check Load” inside the app which gives you instructions on how to take photos of your check. This app is free to use and is available on iOS and Android devices.  


By using your PayPal account you can easily transfer money to your Netspend card. For this, you need to add your account and routing number to your PayPal account. For transfers, it may charge a fee.  

Bank Transfer 

Using savings or checking accounts you can load money to your Netspend card. To transfer money, log in to your account and using your Netspend card link your bank account. Some banks may charge a fee for this process and the remaining balance is determined by the bank itself.   


Overall information relating to loading Netspend cards is mentioned above. Go through them so that you will not find any difficulties. Besides, having any issues related to this specific topic, we recommend you visit our Contact Us page.  

Frequently Asked Questions 

Where do I buy a Netspend card? 

At participating retailers like Walmart, Family Dollar, or CVS you can purchase a Netspend card or you can simply sign up for a Netspend card online. Purchasing a card may charge up to $9.95. 

How do I transfer money from Netspend to my bank account? 

To link an account from participating bank, you need to log in to the Online Account Centre. Once done, you can transfer money from your Netspend account. 

Is Netspend a bank or prepaid?

With prepaid cards, Netspend is a company that offers various options to check accounts credit cards, debit cards, and cash. 

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About the Author

Elina Themen

Elina Themen is a personal finance writer with over 20 years’ experience writing about investments, money management and financial planning. Her work has appeared on numerous news and finance websites including topbankingrates and more.

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