How to Deposit a Check on Netspend card? Depositing a check on a Netspend card is among the best ways to load money to your prepaid card so that you can use the money later to pay at stores or withdraw cash from ATMs. Although there are various methods available in the public domain to add money to the Netspend prepaid card, depositing a check is the best of all and it gives cardholders comfort and convenience. Here in this blog, we are going to show you a complete procedure of how you can reload your Netspend prepaid card through a check. And we will also look at some other ways you can use to add money to your card if a check deposit option does not work for you. But before anything else, let’s have a look at the brief introduction of the Netspend card.
What is a Netspend Prepaid card?
Netspend is a financial management company in the United States that provides prepaid cards to people so that they can pay for their things or fulfill any financial necessity using money loaded on the prepaid cards. A Netspend prepaid card is the best option for those who do not meet the eligibility criteria for a credit card. The card comes with some money added to it and cardholders can also add money to the card by visiting any reload location in the US. If you want to know how you can get a card then, you can straight head to the official site of Netspend and apply for the card. On reaching the site, you will have to fill out a form by entering all mandatory details such as full name, date of birth, email id, etc. After successful submission of the form, you will receive your card within 7-10 business days in the mail.
How to Deposit a Check on Netspend card?
If you have purchased a Netspend prepaid card to fulfill your financial needs and want to deposit a check for money then, you can do this very easily through the“Ingo money app”.
You must be wondering what the Ingo Money app is. The app facilitates users to access their money in bank accounts and prepaid cards by depositing checks in just seconds. This is the best way to add money to the Netspend prepaid card.
Yes, you can deposit a check on the Netspend prepaid card account very easily through mobile deposits. In order to deposit a check on Netspend, you can download and install the “Ingo money app” on your device. After installing the app on the device, you will have to create an account, take a screenshot of the front and the back of the check and submit them on the app. Approved checks can be credited to the Netspend prepaid card in just minutes.
Can I Deposit a Check on my Netspend card at ATM?
A Netspend prepaid card is the best alternative to a checking account and credit card. And with this card, people can still access the money without opening a bank account or obtaining a credit card. The card comes with some money added to it and the great thing is that users can also load money onto the card by depositing a personal check.
If you are wondering “Can I Deposit a Check on my Netspend card at ATM”?
Then, a simple answer is no. You cannot deposit a check on your Netspend card at the atm. Atm is only used to withdraw money from your NetSpend card. But you can deposit a check to your Netspend account by visiting a local branch or reloading locations such as gas stations, retail stores, etc. Besides this, you can also deposit a check on your mobile.
To deposit a check to Netspend on mobile, you can install “Ingo” on your device and take pictures of the front and back sides of the check and submit them on the app. Once the check is deposited and approved successfully, you need to wait till it is funded.
In case you are not able to deposit a check on the Netspend, you can visit the allowed reloading stations such as grocery stores, gas stations, retail stores, etc. These stores might charge around $3-$4 fees to add money to your card.
How to deposit a check using Netspend mobile check deposit
How to Deposit a Check on Netspend card? To deposit a check using Netspend mobile check deposit, you can use the “Ingo money app”. To submit your check on the app, you will have to first download it and then, create your account. After the above steps, you can simply scan your check and take the front and back sides of the pictures. Submit those pictures on the app by tapping the option “submit check”. Once the check is submitted and approved, you will have to wait until your card is funded.
You can also contact the Netspend customer care service for help and suggestion.
Read–How to Get Money Off Netspend Account Without card
How long does Netspend mobile check deposit take?
If you want to deposit a check on Netspend and want to know how long it will take to be approved then, it may take 4-5 minutes and it can also take an hour longer for the approval.
But in case, your submitted check is disapproved on the app then, there is no need to worry as there might be some valid reasons behind this inconvenience.
If you are not able to submit a check on Netspend through the “mobile check deposit” option, you can visit reloading locations to get your card loaded easily.
Netspend mobile check deposit limit
If your check gets rejected or disapproved on the “Ingo money app” and you are not able to submit your check on Netspend then, you must have a look at your “deposit limit”. Your check which you want to submit on the Netpspend card account to add money to your account should be in the range of $5 to $2,500.
Netspend mobile check deposit limit is – $5 to $2,500.
When you try to exceed the limits, the check may be disapproved or rejected.
Can I deposit a check on my Netspend card at ATM?
No, you cannot deposit a check on a Netspend card by visiting an atm. You can only withdraw money from your Netspend prepaid card from Atm. If you require to deposit a check on the Netspend account, you can use the “mobile check deposit” option. On the “Ingo money app”, you can submit your check, and approval of the check can either take 4-5 minutes or one hour longer.
Netspend ATM check deposit locations
You can load money to your Netspend card by visiting allowed reloading locations. There are several reloading locations in the United States you can go to refill your prepaid card given by Netspend. Reloading locations are – gas stations, retail stores such as Walgreens, Walmarts, Rite Aid, Dollar General, etc.
Does Netspend accept 3rd party checks?
Yes, Netspend accepts 3rd party checks. You can contact the customer care support of Netspend and learn about the fees it charges for this service.
How to Deposit a Check on Netspend card? To help you deposit your check on Netspend, we have described everything about “Mobile deposit check”. And if this option does not suit your comfort, you can visit allowed reloading locations to add money to your Netspend prepaid card. But if you want to submit a check on the Netspend account through your mobile, you do this by installing the “ingo money” app. Click the front and back sides of photos of your check and submit them on the app.
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