“Does Netspend work with Zelle”: Everything You Need To Know

“Does Netspend work with Zelle”: Everything You Need To Know

In this blog post, you’ll come to know “Does Netspend work with Zelle”. And also, how to add a debit card to your Netspend account.

The simple answer is no. At present, you cannot use Netspend on Zelle. This is because Zelle does not accept Netspend cards and conversely.

Though, Zelle is constantly adding credit unions and new banks to their ranks. So, in the future, Netspend could be added at some end. When it comes to sending and transferring money using a mobile or PC, then we don’t have a good experience.

Thus, the press of a button is required only to send money to friends or family members. And the remaining process is done for you.

Can you use Netspend with Zelle?

As we discussed above that Netspend does not work with the Zelle app. If you try to add your debit card with this app then you will get an error message. The message that appears on your screen was “We’re sorry. This card is not eligible.” 

Moreover, Netspend is not included in Zelle’s official list of banks. Still, you can add a debit card to Zelle. This you can do by following this helpful guide.

Here, you will also come to know why Netspend does not work with Zelle. Along with this, you can understand why you are facing difficulties linking the two.

Does Zelle work with Netspend?

No, Zelle does not work with Netspend. And if you try to add your debit card on Zelle then it will display an error message on your screen. The reason behind this is that Netspend is not included in the list of banks associated with Zelle.

Also, you cannot add your Netspend card to your Zelle account. Zelle is determined as a peer-to-peer payment service. It is used for ACH transfers through US bank accounts.

This app can be used as a feature that is combined with appropriate banks or works as an independent app. You can add debit cards when you use the Zelle app. But remember that banks are linked to Zelle. Zelle collaborated with over 1000 banks and credit unions.

The banks supported by Zelle in the US are Bank of America, Chase, Citibank, and many more. If Netspend has not been added to the list of banks then it doesn’t mean that they will never collaborate.

Furthermore, Zelle is trying their best to add new banks and credit unions. Thus, the more banks they work with, the more users can obtain in the market. Hence, Netspend may be added to the official list of Zelle.

But when we do not know. Thus, for this time, you can add debit cards from credit unions and eligible banks.

How to add a debit card to Zelle?

There is some way if you are with another bank and want to add your debit card to Zelle. But, make sure that car is associated with Zelle’s official list. You don’t have to worry about this. If you are not eligible then you’ll receive a message on your screen.

As soon as you checked the eligibility of your bank, you can move ahead and add your debit card to Zelle. To do so, first off, you need to download the Zelle app. In case, if you already have then ensure that it is the latest version. You can check via your app store for any updates.

Steps to add a debit card to Zelle:

  • Open the Zelle app on your phone or computer
  • Now, tap on the “account settings” option that appears in the top-left corner
  • After that, choose the “Account” tab
  • Once done, you’ll find details of all the added debit cards, banks, and payment methods
  • Next, choose a “Select Accounts” button that appears at the top of the page
  • Now, you will be asked to enter your debit card details so keep it with you. This includes a 16-digit debit card number, CVV, and the card’s expiration date
  • Just after that, you will be asked to enter your details such as first and last names. Avoid mentioning nicknames. Always enter the name associated with your debit card account.
  • The reason behind this is that Zelle will verify these details before adding new payment methods. If your details do not match then the card will be rejected.
  • After doing so, tap on the “Continue” option
  • At last, you will need to enter your ZIP code, Billing address, and other similar details.

After finishing all the above steps, sit back and relax. Zelle will go through your information and if all is found correct then it will verify. Don’t worry, it doesn’t take much time. Within a few minutes, you will be able to use your card.


Thus, after going through the above information you will know “Netspend does not work with Zelle”. So, there is no need to try to add your debit card to the app. But, in case, if you are eligible with other banks then you can add your Netspend card to Zelle hassle-free.

Zelle is a US-based mobile app used to transfer money. However, the app is convenient and easy to use. For further queries, you can reach us by visiting our “Contact Us” page.

Frequently Asked Questions

What prepaid card works with Zelle?

No, the prepaid card does not work with Zelle. The platform only accepts cards issued by banks in the Zelle Network. It can be PNC Smart Access Card or the Chase Liquid Card.

What money transfer app works with Netspend?

The transfer app works with Netspend are:

  • Zelle
  • Venmo
  • PayPal
  • Netspend FlashPay

Does Netspend bank have Zelle?


No, Netspend bank does not have Zelle. Zelle is a peer-to-peer payment service that banks and other financial institutions offer. Netspend Bank is a prepaid debit card company that does not feature Zelle.

Can I use Zelle without a bank account?

Yes, you can use Zelle without having a bank account. For this, download the Zelle app from the App or Google Play Store. And then, obtain an eligible Mastercard or Visa debit card. After that, you can send and receive money from family and friends.

Does Netspend support Zelle?


No, Netspend does not support Zelle. Zelle is a peer-to-peer payment service that allows sending and receiving money instantly with just an email address or phone number. Netspend is a prepaid debit card company that does not offer Zelle as a feature.


How do I send money through Netspend?

Follow the below tips to send money through Netspend:

  • First, log into your Online Account Centre
  • And then, enter their name, FlashPay ID and the amount you want to send
  • Once done, the amount will be sent to the recipients.

Read More:- What Bank Does Netspend Use

About the Author

Elina Themen

Elina Themen is a personal finance writer with over 20 years’ experience writing about investments, money management and financial planning. Her work has appeared on numerous news and finance websites including topbankingrates and more.

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