Chime Atm Withdrawal Deposit Limits – Everything You Need To Know

Chime Atm Withdrawal Deposit Limits – Everything You Need To Know

Chime is a reputed financial company highly known for providing financial services such as visa debit cards, savings options, tools for credit score improvement, and so on. The fintech company has a record of offering its customers affordable and effective online banking services. In order to manage your finance-related needs and requirements, you can rely on Chime and its financial applications. It provides customers with high convenience and low fees. If you want to learn about Chime and its advanced financial services, you can visit its official website and get its official helpline number to talk to its officials. As Chime offers a visa debit card to manage your purchases online and offline, you may need to learn about the Chime Atm Withdrawal Deposit Limits. To know how much you can withdraw and deposits through a Chime atm card, you should read this entire blog till the end. Here, you are going to get complete information on what withdrawal limits Chime offers to customers.

Before you learn about what are the limits of Chime ATM withdrawal, let’s have a look at Chime’s online banking and financial services such as – checking account services, visa cards, saving accounts, and beneficial credit card options.

What are Chime Atm Withdrawal Deposit Limits? Chime Daily Atm Withdrawal Limit 

As per the official notification released by Chime, customers are allowed to withdraw up to $500 per day via ATM at any ATM, however, there is a $2.50 fee every time you make a withdrawal from an out-of-network ATM. Additionally, the out-of-network ATM provider may charge you an additional fee at their discretion. Every time you withdraw money from an atm, you will be charged a $2.50 fee for it. Apart from this, Chime, the Fintech company, offers a large customer-centric system along with no in-network atm fees. Chime announces that it works with MoneyPass and VisaPlus Alliance, with the assistance of which it provides over 60,000 fee-free ATMs for its members.

To withdraw money from ATM, you may also need to find Chime’s atm, for this, you must read the below information.

And to find Chime Bank Locations Near Me, you can use Google maps and search for your query.

How to Find Chime ATM? And what do you need to do to withdraw money from your Chime account?

In order to find Chime ATM, you can visit the official site of Chime and there you will find Cashback and atm finder. Apart from this, you can also find the “ATM map locator” available in the bottom right corner of Chime’s screen. The map will show you ATM locations near you and as per your convenience, you can choose any atm to withdraw money from your Chime account.

Out-of-Network ATM Fees – Chime Maximum Balance Limit

In case, customers choose to use the ATM outside of Chime’s network, they will need to pay around $2 fees for withdrawing money. And customers need to keep the fact in their heads that this is the fee charged by Chime, not by the atm. Here, you can see some important information about chime’s spending limit per day:- The Chime has a per-day spending limit of around $2,500. The atm, customers use to withdraw money from their Chime’s account has additional fees, which users need to pay accordingly.

Chime ATM withdrawal and ATM fees – Chime Atm Fees

Famous as a fintech company in the United States, Chime provides its users lucrative financial services, with the help of which, they can manage their financial needs without any hassle. As customers can use Chime’s debit cards to manage their online and offline financial needs, there are some rules and regulations that chime users need to follow at the time of money withdrawal from atm. Chime has deposits and withdrawal limits, which customers need to keep in their minds while using Chime atm for money withdrawal.

What are Chime’s withdrawal limits?

What are Chime Atm Withdrawal Deposit Limits? Depending on the method you use to withdraw money from your Chime account, the Chime withdrawal limits may vary. But there is also the fact that Chime does not have any limit for atm withdrawals. Customers can withdraw money from ATMs up to $500 each time they wish to. Below you can see the relevant information about Chime ATM withdrawal and deposit limits. Here we have provided the type of withdrawal limits along with the amount you can withdraw from the ATM.

  • For ATM withdrawal limit – $500 per day
  • Cashback at the point of sale – It may depend upon the merchant up to $500.
  • Over-the-counter-withdrawal – $500 per day.

In case you have any queries regarding Chime’s deposits and withdrawal limits, you may get in touch with Chime Customer Service by dialing its official helpline number.

Chime ATM withdrawals 

Every ATM can have different withdrawal limits and these limits might be lower than Chimes. If Atm limits do not fulfill the requirement of money you need then, you will have to make separate withdrawals according to the funds you need to manage your needs.

Does Chime Accept deposits At ATMs?

No, it is not possible to deposit funds at ATMs. Items are only used to make money withdrawals. But you can use other multiple ways to add money to your Chime account.

Read-Banks near me – Find nearby banks and atms

Chime Direct Deposit feature 

To send money to your Chime account, you can use the direct deposit feature. Below we have provided the required information about the Chime Direct deposit facility.

With the given steps, you can easily enable direct deposit on the Chime apps.

  • Download and install the Chime app.
  • And then, set up your account on the app.
  • Here, you will have to find and tab “Move Money” in the mobile app.
  • After this, there will display a page containing your routing number and account number needed.
  • Finally, you will be asked to choose to have a pre-filled form forwarded to your employer via email or print it.

How to transfer funds to the Chime account?

In order to add funds to your Chime account, you can do it through its apps compatible with all devices. You can transfer money to a checking account using the Chime app. You will have to tap the “move money” option and then, “Transfers”. If you are looking for Chime Deposit Locations then, we would recommend you choose the much better way.

Mobile Check Deposits 

Mobile Check deposits are another way to add funds to the Chime account. With this option, you can submit a traditional check to your account and load money to your Chime account.

Cash Deposits 

By visiting retail locations in the United States, you can deposit cash into your Chime account. Below we have provided the best retail stores where you can transfer cash to your Chime account.

  • Dollar General
  • Walgreens
  • CVS
  • Rite Aid
  • Circle K
  • Walmart
  • 7-Eleven
  • Kwik Trip
  • Family Dollar

The Ending

What are Chime Atm Withdrawal Deposit Limits? Here above in the blog, we have provided you with complete information about Chime deposit and withdrawal limits. You can gather the required facts related to Chime Spending Limit Per Day. And if you need more details or want to clear any of your doubts then, you can contact Chime customer support.

About the Author

Elina Themen

Elina Themen is a personal finance writer with over 20 years’ experience writing about investments, money management and financial planning. Her work has appeared on numerous news and finance websites including topbankingrates and more.

Sign up for the Newsletter

Join our newsletter and get updates in your inbox. We won’t spam you and we respect your privacy.